EXPERT INSIGHT

Alright, so everyone understands they are getting robbed blind by credit card interest rates…

No, we are not going to chat about the national deficit or debt, there isn’t enough…

Do you remember hearing the stories of your grandfather going into the…

Is it just me or does everybody often experience the same feeling I do…

If you know anything about credit repair and the Fair Credit Reporting Act you know the bureaus are allowed 30 days to …

Do you ever take a minute to think about how exactly these errors or accounts that don’t even belong to…

Okay, so we have discovered that you don’t need to look far to see report errors scattered all over the place…

One common statistic that all reports suggest when determining the number of errors that exist on credit reports is…

Now that’s what you call a silly title for a credit tip! What can actually be removed from a credit report…

So, I’ve been told writing about losing the prospect of potentially millions of dollars in the housing market…

You Can’t Afford Credit Repair? Then I Promise You, You Can’t Afford Not To Do Credit Repair!

We are in the final section of the ever so frustrating calculation of the credit score…

This 10% of your score is made up of criteria where almost nobody has a correct idea…

Most loop holes one tends to find when trying to maximize their positive credit end up being loop holes…

This is the middle-child section of your credit score. It got gypped by…

What should I do with my credit card balances?

As we learned in the last tip Amounts Owed, 30% of your total score is mainly comprised…

You better have a solid understanding of the “Amounts Owed” section of your credit score…

Please reference the previous two credit tips for more insight on Payment History…

Did you know that the Payment History section of your credit score accounts for 35% of your credit-score pie?

Today’s thrilling topic provides insight on how your credit score is calculated through Payment History…

Most credit reports have three major dates listed on any one trade-line. If you are seeing a lot of other dates…

If you put your mind to it you can do anything. For example, I can fix the engine in my car all day long…

Have you ever really thought about those pre-approved offers you get? Maybe…

A Dispute is a dispute is a dispute, and a dispute by any other name is still anything but a closed loan…Recently, the FTC – and I’m referring to the Federal Trade Commission…

One of the largest myths that a credit restoration firm…

As we discussed in our last tip, having your credit pulled can be quite detrimental to your FICO score. However, what also comes into play are “Hard” Inquiries and…

You all know this person, and if you don’t it’s probably…

One thing’s for sure: nobody likes paying taxes. The poor want the rich to pay for everything, the rich want the poor to pay their fair share, and everyone in the middle would prefer just to stay…

The old credit bureaus; now there’s something you associate…

Underwriting. Now that’s a word that makes any mortgage professional get the chills. Let’s say it again…underwriting…brrrr…those blasted pencil pushers just making all our lives…

The question, in and of itself, is bad news. Notice how the question is phrased…

There are a lot of scams out there these days, none that we find as frustrating though as the infamous…

As Shakespeare almost put it, To Pay Or Not To Pay, that is the question…

Have you ever wanted to know what the real difference is between a Collection…

Although the following story seems like a joke you would tell at a bar it’s actually something…